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Mortgage Watch:
 
Lowest Rates in Over a Month Despite Small Move Today
4/17/2026 3:06 PM
Today was a victory for mortgage rates, but not nearly as much of a victory as the underlying bond market would suggest. The good news is that the end result is the lowest average 30yr fixed rate in just over a month.  The other news isn"t bad, per se, but it is a bit confusing.  As we often discuss, mortgage rates are based on bonds be...Read More
 
Mortgage Rates Hold Perfectly Steady
4/16/2026 2:52 PM
On average, today"s top-tier 30 year fixed mortgage rates are exactly the same as yesterday"s. Rates are driven by the bond market and bonds continue waiting for bigger developments in the Iran war. At the moment, the market is in a sort of limbo as time remains on the 2-week ceasefire. In the meantime, there"s a multitude of lower consequence war...Read More
 
Mortgage Rates Essentially Sideways at Recent Lows
4/15/2026 2:20 PM
On Tuesday, the average top-tier 30yr fixed mortgage rate hit the lowest level in exactly 4 weeks. If you"re not interested in splitting hairs, today"s rates are essentially the same. Although our official average is 0.01% higher, that"s such a small change that many of today"s rate quotes will look the same as yesterday"s.  In the bigger pic...Read More
 
Lowest Mortgage Rates in 4 Weeks
4/14/2026 2:23 PM
Mortgage rates had their best day of the month so far with the top tier 30yr fixed rate falling 0.08% for the average lender to the lowest levels in exactly 4 weeks. Today"s improvement is a bit bigger than today"s bond market movement would suggest. The discrepancy is due to timing. Bonds were improving fairly steadily since yesterday morning and...Read More
 
Mortgage Rates Hold Steady Over The Weekend
4/13/2026 2:30 PM
Mortgage rates are based on movement in the bond market and although bonds experienced some volatility in response to Iran war news over the weekend, they ended up in similar territory to Friday morning. As such, it"s no surprise to see mortgage rates in similar territory as well.  The average lender began the day 0.02% higher than Friday, bu...Read More
 
Mortgage Rates Remain Surprisingly Calm
4/10/2026 12:44 PM
If we"re splitting hairs, today"s average mortgage rates are technically higher than yesterday"s, but the change is so small that it"s just as fair to say that rates are flat. This closes out a week with surprisingly low volatility compared to that seen in March. In part, this can be attributed to longer-term oil prices being less volatile after m...Read More
 
Mortgage Rates Trickle Just a Bit Lower
4/9/2026 2:25 PM
Many borrowers will see no difference between yesterday and today"s mortgage rate quotes. The average lender moved just a hair lower. Once again, the rate market is responding to war-related headlines and their impact on oil prices. Rates don"t always care what oil prices are doing, but at present, there"s more correlation than normal due to the i...Read More
 
Mortgage Rates Only Slightly Lower After Ceasefire News
4/8/2026 2:27 PM
It"s a fluid situation in financial markets on Wednesday. The 2-week ceasefire in the Iran war caused a big reaction last night, but the benefit to the bond market (bonds dictate rates) has been increasingly wiped out during domestic hours.  If we measure the reversal versus yesterday"s closing levels at 5pm ET, the reversal is almost complet...Read More
 
Mortgage Rates Little-Changed But Volatility Could Return Quickly
4/7/2026 2:14 PM
In stark contrast to the entire month of March, April"s mortgage rate volatility has been downright boring. To put this in context, the average top tier 30yr fixed rate rose a substantial 0.65% by March 27th. In the first five business days of April, they"ve held inside a range of just 0.04%. Today did nothing to expand that range although it did ...Read More
 
Mortgage Rates Steady to Slightly Lower
4/6/2026 2:11 PM
It was an uneventful day for mortgage rates with the average lender close enough to Friday"s levels that borrowers would not see much of a difference between the two days. The bond market (which underlies and dictates rate movement) was still in quasi-holiday mode as most overseas markets were closed for holidays. Financial markets (including bond...Read More




Your Money Articles from New York Times:
 
Looking for a College Scholarship on Social Media Sites? Buyer, Beware.
4/11/2026 4:01 AM
Students say they trust their peers’ advice more than financial advisers’, a new survey found. But experts say students need to do their own research...Read More
 
‘Spring Clean’ Your Finances: How to Overhaul Your Spending and Savings to Stay on Track
4/11/2026 4:00 AM
When the world feels uncertain, spend the season of renewal taking charge of what you can control: your budget...Read More
 
Markets Have Faced a Year of Chaos and Still Done Awfully Well
4/10/2026 10:31 AM
Most stock investors have lost money during the Iran war, but returns have been splendid for the year since the “Liberation Day” tariff announcement...Read More
 
Consumer Spending, Engine of the U.S. Economy, Is Under Strain
4/10/2026 7:12 PM
Higher fuel costs are raising food and travel prices, while a shaky stock market tamps down free spenders...Read More
 
You Have Some Options for Dealing With Rising Property Taxes
4/17/2026 8:00 AM
The average bill rose 3 percent last year, in part because of higher tax rates. There are ways to try to reduce what you owe, experts say...Read More
 
Help! An Airport Cart Left Me at the Wrong Gate, and Now I’m Out $1,300.
4/16/2026 4:00 AM
An airline agent’s attempt at a good deed went astray when it caused a 90-year-old traveler to miss his flight. Who should pay for his hotel and meals...Read More
 
Flights, Hotels and Airline Miles: How to Avoid Getting Scammed
4/17/2026 9:29 AM
Shady hotel booking sites, misleading customer service numbers and hacked airline loyalty accounts have snared travelers. Here’s how to avoid getting scammed...Read More
 
Delta, Southwest, WestJet and Other Airlines Announce Higher Baggage Fees and Fuel Surcharges
4/8/2026 9:40 AM
American and Canadian airlines, squeezed by surging fuel costs from the war in Iran, are adding “sticky” new bag fees and surcharges, on top of higher fares...Read More
 
Tucson: A City for Outdoor Lovers
4/7/2026 11:35 AM
Owls, oases and the Milky Way reward adventure seekers in and around this Arizona city in the Sonoran Desert...Read More
 
Parents Who Borrowed for Children’s College Face Looming Deadline
4/3/2026 8:00 AM
New rules mean that parent PLUS loans have to be consolidated into a new loan by June 30 for parents to keep affordable payments. But the deadline is really earlier to allow time for processing...Read More



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